I am too old.
I am too tired.
It's too late.
I've a loan to pay off.
My parents will kill me if I do this.
My family depends on me for their bread and butter.
I don't have the finances.
I have no time.
I don't think I am good enough to do it.
I am sure it will flop and backfire.
I think there's too much competition.
I cannot afford it.
I am not sure if I want to do this or if I want to do that.
I think this stuff belongs to the books.
I feel it's easy for you to say it because you are not in my situation.
I am too lazy.
What's your excuse for not chasing your dream until its completely yours?